TPS OTC / Filtered Spend Card
Controlled Benefits, Better Member Experience, & Built for Compliance.
The TPS OTC / Filtered Spend Card is a prepaid benefits card that restricts purchases to approved, eligible items only using UPC-level filtering. Funds are automatically approved for qualified products and declined for non-eligible items, ensuring benefits are used exactly as intended.
Why TPS
Is Different
UPC-Level Accuracy, Not Just Category Blocking, With TPS OTC Cards
organizations can filter transactions down to the individual product level, ensuring CMS requirements are at the forefront of each program.
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Enforces CMS benefit requirements through UPC-level product filtering
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Prevents non-eligible purchases, reducing misuse and misappropriation
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Simplifies CMS compliance with real-time funding, authorizations, and adjustments
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Provides audit-ready oversight with detailed transaction logs and UPC-level reporting
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Strengthens fraud, waste, and abuse controls using built-in compliance safeguards
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Ensures consistent administration across programs and member populations
Member-First Experience
The TPS Mobile App can be used by your program’s members to check balances, transactions, to check product availability, review their benefits and terms of their program, and provides 24/7 Live Customer Support to resolve issues with immediacy.
Key Benefits for Health Plans & Organizations
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✔ Total control over how benefit dollars are spent
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✔ Reduced operational burden and support costs
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✔ Improved benefit utilization and member satisfaction
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✔ Faster launches and effortless scalability
TPS delivers an OTC card that performs. TPS OTC Cards help protect compliance, simplify operations, and give members a seamless way to use the benefits they’ve earned